What specific government support measures can a person who opens his own business count on?
Subsidies from the employment center
If you are just planning to open your own business, then the first thing you need to know about is the existence special program Ministry of Economic Development to provide subsidies to small and medium-sized businesses at the regional level. As part of this program, the employment center provides one-time financial assistance in starting your own business.
The amount is provided in the amount of 12 times the maximum amount of unemployment benefit. Previously it was 58,800 rubles. (based on the assumption that the unemployment benefit amount was 4,900 rubles). However, from January 1, 2019, the maximum benefit amount will increase from 4,900 rubles. up to 8,000 rubles, so the size of the subsidy may increase. One-time financial assistance is also provided for the preparation of documents: payment of state fees, performance of notarial acts during state registration, purchase of blank documentation, production of seals, stamps, legal services, consultations. For example, in the Moscow region, financial assistance for the preparation of documents amounts to 7,500 rubles.
A subsidy from the employment center is available to citizens over 18 years of age. But in order to receive it, they need to register with the employment center, that is, have unemployed status and receive benefits. It is also worth considering that subsidies are not given to everyone, since there are a limited number of them, and they are issued at the beginning of the financial year (you need to try to get into the right period). Vasily Puchkov, deputy director of the regional center for supporting the Olympic movement, talks about these and other subtleties.
Grant support
This measure of state support is usually provided by regional authorities. The grant is provided to a beginning entrepreneur in the form of a one-time subsidy, on a non-refundable and free basis. The maximum amount, as a rule, is 600,000 rubles. But depending on the region, the conditions for receiving grants may differ. Therefore, it is better to find out all the details locally. Money is allocated to those whose applications have passed the competitive selection process. The selection criteria include the scope of the business, the amount of revenue, the number of jobs, etc.
In 2019, beginning farmers can still count on special government support. The size of the grant under the “Support for Beginning Farmers” program can reach 3 million rubles. This amount, for example, is received by beginning livestock farmers in the Moscow region if they specialize in breeding large cattle, and 1.5 million rubles. provided to farms operating in other areas. IN farming who received such a grant, at least one job must be created for every 1 million rubles. grant.
In Tatarstan for 2019, the amount of grant support under the Beginning Farmer program will be higher - it will amount to up to 5 million rubles. instead of the previous 3 million. So the conditions and amounts should be clarified in each specific case.
In addition, there are grants in the amount of up to 30 million rubles. for the development of family livestock farms.
In St. Petersburg, since 2015, the program “Support for Social Entrepreneurship” has been implemented, within the framework of which costs associated with the payment of rental payments and the acquisition of equipment are subject to reimbursement: rental of buildings, non-residential premises, rental of equipment and purchase of equipment.
In addition, a program to support entrepreneurs creating children's centers has been developed in St. Petersburg; support program for entrepreneurs involved in handicrafts, and other programs.
To find out more about receiving grants and subsidies, go to official government websites that provide information about business support measures. For example, on the website of the Ministry of Economy of the Republic of Tatarstan, all areas of state support are described in detail. For the Moscow region, such information is provided by the website of the Center for Entrepreneurship Development of the Moscow Region. The website “Small Business of Kuban” provides detailed list subsidies for entrepreneurs operating in the south of Russia.
It will be easier if you use the search in the “Support for SMEs in the regions” section on Federal portal small and medium enterprises. Just enter your region in the search and you will be automatically transferred to the “local” SME portal.
On the Ministry's website economic development Russian Federation, you can use the list of authorized bodies to support small and medium-sized businesses in the constituent entities of the Russian Federation.
Federal business support programs
This type of business support can be divided into programs from:
- Ministry of Economic Development of Russia
His area of interest extends to the implementation of a program to provide subsidies from the federal budget to provide state support to SMEs in the regions (in accordance with the orders of the Ministry of Economic Development issued annually).
Funds are distributed on a competitive basis between regions and allocated for activities provided for by regional programs, but on the condition that the costs are co-financed by the regions.
The program of the Ministry of Economic Development involves direct and indirect support measures that can be counted on by those who produce goods, develop and implement innovative products, specialize in folk arts and crafts, carry out craft activities, promote rural and ecotourism, and develop social entrepreneurship.
- SME Corporations
This organization is engaged in solving a various range of problems, including providing financial, property, legal, infrastructural, and methodological support; organizes various types support of investment projects, etc.
- JSC "SME Bank"
More information about support programs and conditions on the basis of which you can apply for government assistance in business development can be found at regional portals small and medium enterprises. For example, the Ryazan portal gives detailed information both by type, and by form, and by support infrastructure.
Subsidies for loan interest reimbursement
A business can count on compensation for the cost of paying interest on loans received from credit institutions for the support and development of activities, including the renewal of fixed assets (with the exception of loans received for the purchase of passenger vehicles).
The conditions for receiving a subsidy need to be clarified in the regions. For example, in Moscow they are as follows:
- the organization meets the criteria for an SME;
- the organization or individual entrepreneur is registered and operates in Moscow, and the duration of registration is at least 6 months before the date of filing an application for a subsidy;
- the period of overdue debt on taxes, fees and other obligatory payments on the day of filing the application does not exceed one month;
- there are no pending contracts for the provision of subsidies from the budget of the city of Moscow on the day of submission of the application;
- there are no violations of contractual obligations secured from the budget of the city of Moscow;
- there is a loan agreement with a credit institution included in the list of credit institutions selected in the prescribed manner joint stock company“Federal Corporation for the Development of Small and Medium-Sized Enterprises”, and has concluded a cooperation agreement with the Department of Science, Industrial Policy and Entrepreneurship of the city of Moscow, or has received approval from a credit institution to issue a loan.
In 2019, the state will allocate 7.2 billion rubles to banks. for preferential loans for entrepreneurs, thus increasing budget subsidies for the soft loan program for small businesses in priority sectors by 11 times. This is provided for in the project federal budget for 2019 and subsequent 2020-2021 years. The total amount of expenses for the next 6 years will be 190.9 billion rubles.
The proposal is to issue loans to small and medium-sized businesses for projects in priority sectors at a rate of 6.5%. It will extend to industries such as agriculture, construction, transport, communications, tourism, manufacturing, production of electricity, gas and water, healthcare, collection, processing and disposal of waste, industries in which priority areas for the development of science, technology and engineering are being implemented.
According to the rules, the difference with market rates (3.1% under a loan agreement for medium-sized businesses and 3.5% for small businesses) is reimbursed to banks by the budget. In 2019, thanks to innovations, preferential lending will be provided in more than 200 billion rubles.
Small business support: changes in 2019
In the summer of 2018, the president signed a document that expands property support for small and medium-sized businesses. This law establishes a perpetual right of redemption of leased public and municipal property and the possibility of using land plots when providing property support to SMEs.
Also, shortly before 2019, Government Resolution No. 1212 dated 10.10.2018 was presented. The document makes changes to the rules for providing subsidies from the federal budget to credit organizations to compensate for lost income on loans issued to SMEs at a preferential rate.
According to the document, the maximum loan amount issued to a SME for investment purposes at a preferential rate has been reduced from 1 billion rubles. up to 400 million rubles But the maximum amount of total loans that can be issued to one borrower remains 1 billion rubles. Changes made to allow banks to provide loans more SMEs.
In addition, it is important to mention Government Order No. 2586-r dated November 26, 2018, which talks about the draft federal law amending Art. 25 of the Federal Law “On the development of small and medium-sized businesses in Russian Federation" This bill has been prepared for the implementation of the national project “Small and Medium Enterprises and Support for Individual Entrepreneurial Initiatives,” which provides for increased access of SMEs to financial resources, including preferential financing.
When the bill is adopted, the guarantee support provided by SME Corporation JSC to SMEs will be expanded. This will affect companies operating in high-tech industries, startups, agricultural cooperatives, fast-growing innovative companies and SMEs implementing projects in the Far Eastern and North Caucasus federal districts and in single-industry towns.
State support for small businesses is an important area of economic policy: today there are more than 5.5 million small and medium-sized businesses operating in Russia, which account for 21% of the country's Gross Domestic Product.
It is planned that by 2030 the share of small and medium-sized businesses in the Russian Federation’s GDP will reach 45%. That is why diverse government support for small businesses has entered its active phase.
Basics of government subsidies
Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program “Stimulating Economic Activity”, financing of the activities of entrepreneurs is provided.
The program to stimulate economic activity in 2020 provides additional funding, which is called a subsidy.
Subsidizing is a targeted and free government payment for the opening entrepreneurial activity. The money will not have to be repaid, as is usually done when borrowing or taking out a loan.
According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire 2017 program, while in 2014 this amount was more than 20 billion, and in 2015 – almost 17 billion rubles.
These funds are divided among all subjects of Russia on the basis of competitive procedures. Due to a noticeable reduction in support, the regions of the country will have to independently determine the priority areas of business activity for financing.
State funds will go to really important areas of the economy: agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation activity and others.
Every small and medium-sized business has the right to count on comprehensive support from the state - this is regulated by various legal acts and, first of all, Federal law No. 209-FZ. Different programs have their own validity period, terms of provision and budget.
In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.
Types of financial support for entrepreneurs
In 2020, the size of the subsidy will depend on the region of residence and will be issued for the following needs:
- purchase of raw materials;
- purchase of equipment;
- purchase of consumables;
- intangible assets;
- repair work.
The subsidy program for individual entrepreneurs allows start-up businessmen to receive government funding. The size of the subsidy depends on the region in which the businessman lives. It has been established that the amount of the subsidy for starting a business is 12 times the maximum amount of unemployment benefits. The average payment amount is 60,000 rubles.
Important! When starting your own business, you should keep in mind that government subsidies cannot be obtained for production. tobacco products or alcoholic beverages.
Financing is provided on a non-refundable basis and only subject to availability starting capital from a businessman. An entrepreneur can use the funds received to open and develop his activities - for example, purchasing equipment, raw materials, maintaining repair work or acquisition of intangible assets.
Types of financial support for the development of small businesses can be approved executive body. After receiving state financial assistance, the entrepreneur must provide a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must spend the funds correctly.
The remainder of the financial assistance will have to be returned, and if it is discovered that the allocated money was spent inappropriately, the entrepreneur will have to return the entire amount to the state.
How to get a subsidy for small business development
Financing is provided jointly with the Employment Center.
A person may be recognized as unemployed if he is recognized as able to work and does not have permanent income, registered with the Employment Center, is looking for work and is ready to start work (this is confirmed by visiting potential employers in the direction from the center). At the same time, an applicant for a subsidy may be refused if he has been unemployed for a long time without reason.
Potential entrepreneur with ready-made business plan must contact the Employment Center.
The applicant’s business plan must contain detailed information about the planned activity, the location of its implementation, the necessary equipment, materials, technologies, labor force, suppliers.
A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to carry out calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, etc.
A competent business plan is the key to obtaining government funding.
After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal Tax Service with an application to register as an individual entrepreneur.
Individual entrepreneur registration period established regulatory documents, is 3 working days. After receiving the Individual Entrepreneur Registration Certificate and an extract from the Unified Register, the aspiring entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. This is how an agreement on subsidizing activities is concluded between a businessman and the state.
In order to receive a subsidy from the state to start a business, you need to draw up a business plan correctly and in detail.
After signing the documents, the Employment Center transfers funds to the entrepreneur’s personal account.
Features of receiving subsidies for small business development
The main feature of receiving government funding for small businesses is that there is no need for repayment, since the funds are provided free of charge. In return, the state receives a new small enterprise and new jobs for the population.
When concluding an agreement on subsidizing business activities, a businessman must know that he assumes a number of obligations. The main one is reporting.
Within 3 months after receiving cash from the state, the entrepreneur must provide the Employment Center with a report with supporting documents on the use of the subsidy. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents can be submitted as confirmation.
The report must correspond to the paragraph of the business plan, which indicates the intended use of funds.
In case of partial or complete non-confirmation, the entrepreneur is obliged to return the subsidy amount to the state in full. Another feature of the subsidy is fixed in the terms of the contract. According to the agreement, the activities of the state-funded business should last at least a year.
Thus, the state excludes the existence of fly-by-night companies.
Types of subsidies
The type of subsidy can be established by each subject of the Russian Federation.
A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. Issued sum of money individual entrepreneurs and small businesses.
Subsidies for individual entrepreneurs in Moscow
Entrepreneurs and small businesses registered in Moscow have not only more possibilities for business development, but also receive special privileges available only to businessmen from the capital. One of these benefits is a business development subsidy. The size of this subsidy reaches 500,000 rubles.
To receive financing, a start-up entrepreneur must contact the State Budgetary Institution “Small Business of Moscow” with a corresponding application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, rental agreements, cooperation agreements, and so on.
The application with a package of documents is reviewed by a special Industry Commission.
Among the priority areas of subsidies are the innovation sector, agriculture, healthcare, education, social sphere, hotel business and tourism. After submitting funds, the entrepreneur is required to report on the intended use of the financing, as well as confirm the indicated financial indicators.
Thus, the state controls not only the legality of the use of the subsidy, but also the influence of the enterprise on the economic environment of the country.
Latest changes
The purpose of receiving a subsidy for an entrepreneur in 2020 is to open a new enterprise or expand an existing one.
The advantage of this financing option is its gratuitous nature, but the main disadvantage is large number conditions and a strict selection procedure.
The Government plans to launch a geomarketing navigator system.
For this purpose, over 200 business plans were developed in 75 areas of small business activity. With the help of this system, it will be easier for entrepreneurs to choose an area or niche to open a small business.
If the project receives approval, then government support will be a good help for entrepreneurs.
There are several other types of assistance from the state to budding entrepreneurs:
- Renting real estate on preferential terms.
- Acquisition of state property at preferential prices.
- Use of infrastructure specially created by the state for the development of business activities (technology parks, offices, business incubators, etc.).
On the territory of the Russian Federation, state financial assistance is provided for the development and support of small businesses.
But what programs are provided? How will you receive a subsidy if you are just planning to open a business?
Legislative framework
Small business subsidies today are regulated by the following: legislative acts:
- Federal Law No. 209, which regulates the development of small and medium-sized businesses in the Russian Federation;
- Order of the Ministry of Economic Development, which provides the opportunity to receive subsidies for the development of small businesses;
- Decree of the Government of the Russian Federation, which guarantees the provision of state assistance for the development of small businesses if certain conditions are met.
For what needs can a cash subsidy be allocated?
It is worth remembering that this subsidy is free financial assistance for business entities that can be provided for a specific intended use.
For small businesses, the subsidy may be provided for the implementation of one of these purposes:
- purchasing or leasing the necessary premises;
- acquisition of necessary equipment or goods for further sale;
- acquisition of intangible assets.
Funds allocated by the state must be be sent solely to promote your small business.
After a certain time, local regulatory authorities may require the entrepreneur to provide confirmation that public funds were used for their intended purpose; in the absence of reporting, administrative or criminal liability may be imposed on the entrepreneur.
Types and amounts of subsidies
All federal subsidy programs are implemented with the help of the Small Business Assistance Fund.
Today there are such subsidy programs:
Let us consider the amounts of financial assistance provided separately for each type.
Program “Umnik”
Under this program, an entrepreneur aged 18 to 30 years has the right to receive financial assistance in in the amount of 500 thousand rubles.
This program is intended for young entrepreneurs who operate in the field of innovative technologies.
"Start"
The main goal of this subsidy program is to assist innovators who seek to develop and launch production of a new product in any field based on the results of scientific and technological research.
It is necessary to take into account that this program operates on the principle of public-private cooperation. This means that part of the funds is taken from the country’s budget, and the second part is sponsored by investors.
Thus, the first year is financed by the state, and the second by investors.
Under this program, every entrepreneur working in the field of small business has the right to claim the amount up to 5 million rubles in several stages (50% is paid by the state, the rest by investors).
"Development"
Under this program it is possible to receive a grant of up to 15 million rubles. These funds should be aimed at improving productivity, creating new jobs, and modernizing production equipment.
"Internationalization"
This program is primarily aimed at helping a young entrepreneur establish international cooperation with foreign partners.
This support consists of the development of non-resource export-oriented products. There is no maximum threshold for financial assistance in this program as such. Size is calculated on an individual basis.
“Commercialization”
This financing program helps small businesses expand their capacity, and as a result, increase jobs.
Amount of financial assistance is calculated purely on an individual basis.
"Cooperation"
This subsidy program allows you to receive financial support in the amount of up to 20 million rubles. These funds should be aimed at improving production capacity, development and establishment of cooperation between small businesses and large industrial production our country.
Receipt procedure
Obtaining a subsidy in itself is a very lengthy process for a beginning entrepreneur.
Initially, you need to register your status as unemployed.
To do this you need to do several conditions, namely:
- do not have an official place of work;
- lack of registration of entrepreneur status.
After this, you should contact the employment center at your place of residence and register.
It is necessary to provide such list of documents:
- original and copy of passport;
- TIN certificate;
- certificate of education;
- original insurance certificate;
- certificate of average earnings from your last place of work.
When registering, you should indicate that there is a desire to open a small business and that the person is applying for a subsidy for its further development.
Drawing up a business plan
A business plan is an integral part of an applicant for a grant to start a small business.
This type of documentation must be contain such information:
After drawing it up, you must present the document to the department for working with citizens.
Passing the commission
After the business plan has been submitted to the appropriate structure, the applicant is informed of the date when he must appear for commission.
During the meeting, the commission asks the answers they need, and the applicant provides arguments why he should receive financial support.
Based on the results, a decision will be made to refuse or provide financial assistance.
Final stage
After receiving a positive response, you must register yourself as an individual entrepreneur and present a tax registration document to the employment center.
After this, required amount will be transferred to the entrepreneur's bank account.
Types and amount of subsidies in Moscow
Small businesses in the capital of the Russian Federation are provided with many subsidies. Moreover, it is necessary to take into account the fact that capital entrepreneurs have every right to count on financial assistance up to 5 million rubles.
In this case, there is only one condition - it will be necessary to present a report on where the funds allocated by the state were spent.
But what kind of subsidies are they for small businesses in Moscow?
Let's consider each type separately. 
Opening and supporting small businesses
This subsidy is provided in the amount 500 thousand rubles. The funds themselves are allocated directly from the city budget of the capital.
This financial assistance can be sent:
- necessary equipment to purchase;
- purchasing the necessary software;
- other components that are necessary for successful creation and small business development.
At the same time, do not forget about the conditions under which you can receive financial assistance. It's about about such conditions:
- no more than 2 years must have passed from the date of registration of an individual entrepreneur;
- a company that is classified as a small business must employ less than 250 people;
- The company must be registered with the tax authorities and at the same time it must not have various debts.
Subsidy for the return of interest on the loan
This type of subsidy is used most in demand for beginning entrepreneurs. It allows small business owners to provide significant loan repayment support, who was registered to open his own business.
Under the terms of the subsidy, the local municipality repays the loan debt in part.
For this it is necessary meet some conditions:
- presence of individual entrepreneur registration;
- The individual entrepreneur is registered with the tax authorities;
- availability of a valid loan agreement that is no more than 2 years old.
In addition, it is necessary to take into account the key condition - the individual entrepreneur should not be from the trade sector, and the loan itself should not be aimed at purchasing current assets the company itself.
If we talk about maximum size such a subsidy, then this figure is about 5 million rubles.
Reimbursement of expenses for leasing payments
This type of financial assistance for Moscow entrepreneurs is very relevant, since under this program you can get up to 5 million rudds.
Funds are provided local authorities self-government if the entrepreneur has a financial lease agreement, which was signed no later than 2013 (if it was signed in 2012 or earlier, it can no longer be used).
The financial support received for this subsidy must be confirmed by a corresponding report after several months.
Features of obtaining subsidies for small businesses in Moscow
Moscow entrepreneurs have many advantages compared to their colleagues in other regions. After all, Muscovites can count on financial support in the amount of up to 5 million rubles.
In order to receive any subsidy for a start-up entrepreneur must submit a corresponding application with all accompanying documents to the State Budgetary Institution “Small Business of Moscow”.
The main condition for receiving a subsidy is the implementation of entrepreneurial activity in the range from 6 months to 2 years - no more, no less.
In order to confirm financial activities, required with a statement provide:
- financial statements of the enterprise;
- existing rental agreements;
- various cooperation agreements and so on.
The entire package of documents with accompanying documentation is reviewed by a specialized Industry Commission.
If we talk about priority areas in the capital, then these are:
- sphere of innovative technologies;
- healthcare field;
- education;
- social sphere;
- hotel business or tourism.
After the commission’s decision, the entrepreneur receives the necessary financial support, and after the same commission, a few months later, a financial report is presented on the intended use of the allocated funds.
For information on this type of state assistance for entrepreneurs in the Russian Federation, see the following video:
Have an idea, but don't have enough money to implement it? A subsidy for starting a business is your chance to become a businessman without taking out loans. Funds for starting your own business can be obtained within the framework of state program support for small businesses through the Employment Center (PEC). The institution provides a free subsidy in the amount of 59,000 rubles. The state is interested in providing this kind of subsidies, since these support measures reduce the unemployment rate and increase tax revenues to the state budget.
Requirements for the recipient of the subsidy
A subsidy for starting a small business can be issued to citizens who:
- have reached the age of majority;
- do not have a job and are registered with the employment center;
- more than 1 month cannot find employment through the employment center due to the lack of suitable work.
In addition, there are a number of restrictions. State subsidies for starting a business are not available to the following categories of citizens:
- women in maternity leave;
- citizens under 18 years of age;
- pensioners who retired due to age;
- full-time students;
- employed citizens;
- current individual entrepreneurs and citizens who registered an LLC. At the same time, you can take advantage of state support even after the closure of the business, but not earlier than six months after the date of liquidation;
- citizens dismissed from work by court decision or convicted;
- some military personnel;
- persons who have been fired from their jobs for repeated rule violations labor regulations;
- persons who are registered with the employment center, but refused two or more offered jobs within 10 days from the date of registration;
- persons who regularly violate the requirements of the employment service.
How to get a subsidy to start a business
The amount of the subsidy provided is 59,000 rubles. To get help and start a business, you need to go through the following steps:
- Register as unemployed and apply for unemployment benefits at the employment center.
- Get advice from a CZN employee on providing a subsidy.
- Submit a statement of intent to start your own business.
- Get tested.
- Prepare a business plan for a future enterprise.
- Submit a developed business plan and an application for a subsidy to the Central Planning Commission. Based on the results of his inspection special commission a decision will be made on the possibility of providing money to start a business. It is finally accepted by the director of the institution based on the commission’s findings within no more than ten working days.
- Conclude an agreement on the transfer of funds if the commission makes a positive decision.
- Register an individual entrepreneur or LLC.
- Provide business registration documents and reports on all expenses that were made using government-provided funds to the employment center.
Drawing up a business plan
The purpose of a business plan is to describe the products that the enterprise intends to produce or the services that it plans to provide. It is also worth noting necessary equipment, availability of employees and their number, methods of selling goods or services. And also calculate the expected profitability of the future enterprise.
You can draw up a business plan yourself or entrust this work to specialists. At self-training The document should take into account the main points that the commission draws attention to:
- First of all, employment center specialists will evaluate the originality and innovativeness of the business idea. Non-standard ideas preference is given.
- Profitability of future business.
- Jobs created. Business project that involves employment employees, will be a priority, since the main task of the employment center is to employ the unemployed.
- Availability of initial capital. Subsidies are provided only upon investment own funds budding entrepreneurs. At the same time personal finance should be attracted 2-3 times more than the funds provided. Otherwise, the subsidy will most likely be denied.
- Expense items. It is recommended to indicate in the business plan all the expense items on which the subsidy funds are planned to be spent. At the same time, it is better to indicate the purchase of basic materials, for example, furniture, equipment, transport, as expense items. You should not spend these funds on advertising or renting premises.
After drawing up a business plan, the central control center should be notified about this. The commission will set a day for its presentation and defense. During the defense of the project, it is worthwhile to dwell in detail on each of the points of the plan. This will show your interest in implementing the business idea. It is also worth preparing for possible questions from committee members. These may be issues related to the choice of taxation regime or plans to differentiate from competitors.
A well-written business plan describing original idea, will allow you to receive a subsidy to start your own business. As a rule, for such projects, employees of employment centers more often make a positive decision to provide support.
Obtaining a subsidy to start a business: necessary documents
Registration of state support for starting a business is carried out upon submission of a set of documents. It includes:
- Internal passport of a citizen of the Russian Federation with a mandatory registration mark. Both the original and copies of the document are provided.
- Work book. You will also need an original and a copy.
- SNILS.
- Individual taxpayer number (TIN).
- Certificate from the last place of work about income for the last three months.
- Education document.
Other documents may also be required, which will be reported by an employment center employee.
Registering a business after making a positive decision
Having figured out how to get a subsidy to start a small business, it’s important to figure out what happens next.
After the business plan has been reviewed by the commission and a positive decision has been made to provide government subsidy You can proceed to registering your own small business. Just like with a business plan, you can do everything yourself or entrust the work to an outsourcing company specializing in these
What does the 2020 small business start-up grant offer and how can I apply for it? Starting a business for many people seems very difficult from a financial point of view. Not all beginning entrepreneurs can realize their own plans due to a simple lack of funds. For this case, a state program to help small businesses was developed.
What do subsidies do for small businesses?
The state is interested in the development of small businesses, therefore, in 2020, a subsidy program is envisaged for implementation in the form of free targeted support for business activities. This is a payment of funds from the state budget, which does not require repayment, which greatly distinguishes it from a loan or loan.
According to the program, subsidies for small businesses in 2020 are aimed at the following purposes:
- purchase of production raw materials;
- acquisition of necessary consumables;
- purchase/rental of machinery, production equipment;
- on intangible assets;
- carrying out repairs.
A special executive body is responsible for coordinating subsidies. Upon receiving a positive decision and financial assistance, the entrepreneur must provide a report on how the funds received will be used. This confirms that the subsidy received is distributed precisely for the needs for which it was issued, and the entrepreneur is fully responsible for it.
One of the features of the program is that the unspent balance of the accrued amount must be returned to the state budget. The same applies to situations where misuse of finances has been identified.
Attention: State aid is not issued for opening the production of alcoholic beverages or tobacco products!
Types of government assistance
The amount of the subsidy for starting a small business in 2020 is set in accordance with the purpose:
- to open your own business with the possibility of increasing the amount of financial assistance - 60 thousand rubles. (for some socially vulnerable categories of Muscovite entrepreneurs, a more significant amount is provided - 300 thousand rubles, for example, if the entrepreneur is disabled and raising a child alone);
- for business development – up to 300 thousand rubles.
Thus, in 2020, the subsidy conditions assume that state aid is also provided for the development of an existing business. The company can continue to operate based on its own idea or as a franchise.
How can I get a subsidy in 2020?
To get state support in 2020, you will have to go through a difficult path, but nothing is impossible. According to current legislation, even an unemployed person who has previously registered with the employment center can receive financial assistance (providing subsidies to unemployed citizens). You will only need a certificate stating that the person is not employed at the time of submitting an application for a subsidy.
To submit an application, you must draw up a business plan (an example of a business plan), which displays complete information about the type of activity, technology features, type of equipment used, and all suppliers of raw materials. Separately indicated total cost of the entire project, including size own investments and subsidies. An analysis of the volume of expected profit, profitability, and payback of the business being opened will also be required.
The prepared project is submitted to the self-employment promotion department in printed or electronic form. After accepting the documents, the center will set a time to appear; in addition, experts usually recommend immediately opening a savings book to calculate the subsidy.
After agreeing on the business plan, you should contact the tax office for registration; registration usually takes 5 days, after which a certificate will be issued. Next, you should visit the employment center and provide the following documents:
- passport;
- prepared and agreed business plan;
- completed application.
Based on the package of documentation, an agreement is concluded between the state and the entrepreneur, then the amount of financial assistance will be transferred to the personal account (this usually takes about 1 month).
Attention: In order for the subsidy to be accrued, it is necessary to correctly approach the preparation of a business plan and correctly present all the calculations.
Features of receiving a subsidy
What is special about receiving a small business grant in 2020? Government funding now does not require the return of funds paid if they were spent on intended purpose, that is, it is not an installment plan or a loan that is provided, but free assistance. What is the benefit of the state? Such support for small businesses makes it possible to form a new economic unit, ensure economic development and employment of citizens.
The obligation of the entrepreneur after receiving state aid and implementation own ideas is reporting. After 3 months After receiving money into your account, you must go to the employment center and provide information confirming the intended use of the amount received. These can be orders, receipts or checks. The provided report and business plan must be identical; if discrepancies are found in them, the funds will be required to be returned in full.
Some of the priority areas for which subsidies are issued for the development of small businesses in 2020 are the following areas of activity: agriculture, manufacturing of essential goods, eco-tourism, healthcare.
Receiving government assistance may cause some difficulties, but this is compensated by the possibility of material support for business development without the need to return the funds received.
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